Career dilemmas

I feel I am getting older and should have accomplished so much more than I have. Thus, I have been racking my brain and exploring as many options as possible to expand my career options and opportunities for the future. I currently have a specific, yet general degree in my field. Although I love my current job, I couldn't make a living on my own and unfortunately similar programs are not offered in my home state. The opportunities to make more than I do now, are slim, even in 10 years. As a SLP I could attend 3 more years of college starting fall 2007 and double my salary in my current location, yet receive only a 10% increase in my home state. I decided the option wasn't feasible if I ever planned to move home. Yesterday my mom sent me a job opening in my hometown with a salary 3 times my current income! The problem arises because I do not have a teaching certification or M.ed, thus I couldn't be considered at this time. BUT...I could get my M.ED or similar online in less than one year while working full time.

Goals:
*Obtain a usable Master's degree that will allow for a significant increase in my salary in the future and opportunity for advancement with possible use of a Doctorate
* Find a job with great benefits and summers off (school district- I would love to hear any other options, because I just can't think of any)
* Ability to support myself and kids if need be.
* Live near my family

Barriers:
* I don't have a teaching certificate and don't know if my current degree would qualify me (possibly more undergrad school or Master's in an unwanted area)
* I have to obtain a supervised teaching "experience" at an accredited school, and I don't know where to start to even qualify for certification.
* I have to teach for 3 years in an accredited school, plus have a specific Master's degree to qualify for a school admin certificate. (I've dreaded teaching and said I would never do it in a school setting).
* I have to pay out of state tuition right now, that is more than 2x the resident tuition.
* I have to obtain a specific degree in my home state to qualify for the position I want that doesn't lend to teaching certification.

Pros of overcoming barriers:
* I don't have to work summers!
* Opportunity for career advancement.
* I would double my current salary as soon as I obtain the admin certification with potential to quadruple my current salary in any state!
* I could support myself and my family.
* I could spend summers at my lake house.
* I honestly think the opportunities are endless and it could all be achieved in 4 years or less!
* I might feel that I actually did something notable with my life, instead of feeling like a looser because I graduated at the top of my class and didn't attempt to achieve my true potential.